Disclaimer

Home Loan Harry
Last updated: 07/11/2025

Home Loan Harry (“we”, “us”, “our”) operates as an online marketing and lead-generation service only. We are not a mortgage broker, credit provider, lender, financial adviser, or credit assistance provider under the National Consumer Credit Protection Act 2009 (Cth) or the National Credit Code.

Nothing on this website or provided through our Services should be taken as financial advice, credit advice, or a recommendation of any particular loan or credit product.

1. No Credit Advice or Financial Advice

All information on this website is:

• General in nature

• Provided for informational purposes only

• Not tailored to your personal circumstances

• Not intended to influence any decision regarding a credit contract

• Not a substitute for independent professional advice

We do not:

• Assess your financial situation

• Evaluate your creditworthiness

• Suggest or recommend loan products

• Assist you to apply for a loan

• Compare lenders

• Provide credit guidance or personal recommendations

Any credit assistance is provided solely by licensed third-party mortgage brokers or credit representatives (“Broker Partners”).

2. No Guarantee of Loan Approval or Outcomes

Submitting an enquiry does not:

• Guarantee loan approval

• Guarantee you will be contacted

• Guarantee access to any particular loan product

• Create a client relationship with us

• Mean a broker will take you on

Loan availability, rates, and eligibility depend entirely on the policies of the Broker Partner and the lender(s) they work with.

3. Third-Party Brokers and Partners

We refer enquiries to independent, licensed mortgage brokers.

We are not responsible for:

• Their advice

• Their actions

• Their loan assessments

• Their compliance with Australian credit laws

• Their charges or fees

• Their documentation

• Their service quality

Your relationship with a broker is separate from your relationship with us.

You should carefully review their credit guide, disclosure documents, fees, and privacy policies before proceeding.

4. Accuracy of Information

We aim to keep website information accurate and up-to-date, but:

• We do not guarantee completeness, accuracy, or reliability

• Loan products, interest rates, and lending criteria change frequently

• Any examples or scenarios are illustrative only

• Content may not reflect current market conditions

You should confirm all information with a licensed mortgage broker or lender before making decisions.

5. No Liability

To the fullest extent permitted by Australian law, we are not liable for:

• Any loss, cost, or damage arising from your use of this website

• Any decision made based on website content

• Any actions taken by Broker Partners

• Any outcomes of mortgage applications

• Any reliance on the information provided

You use this website and our Services at your own risk.

6. Independent Advice Recommended

We strongly recommend that you seek independent financial, legal, and taxation advice before entering into any loan contract or making any financial decisions.

7. Contact Us

If you have questions about this disclaimer, contact:

Home Loan Harry
Email: hello@homeloanharry.com.au
Website: www.homeloanharry.com.au